Grahakjago (S.K.Virmani)©

Several posts have been written on this blog from 2014 onwards about unfair business practices of the retailers like Home Saaz, Lifestyle, Pantaloons, Shoppers Stop and others on charging of taxes on discounted sales prices. Some of the retailers have even been prosecuted but despite prosecution continue to carry out unfair business.  Recently on a complaint against Home Saaz about adoption of the similar practices, the Home Saaz was challaned for the same. In a recent judgment on 06/02/2018, The Hon'able District Consumer Forum, Ludhiana in a complaint number No. 741 of 11.10.2017 of Mr. Brij Mohan, Chandigarh vs. The Mandhana Retail Ventures Limited, Being Human-Silver Arc. Gr.Floor, Store No.10, Gurdev Nagar, Near Arti Chowk, Firoz Road, Ludhiana-141001 has termed such practices as unfair trade practices and have imposed a cost of Rs. 4,000/- to be paid by the company to the consumer. A full judgement of the same is quoted below which can be used by the consumers who are...

Petition to Department of Consumer Affairs for intervening in stopping unfair business by major retailers like Lifestyle, Shoppers Stop, Myntra, Jabong, Pantaloons, Home Saaz etc.  Dear Readers, I have been bringing to the notice of Govt. of India about the unfair business being carried out by major retailers like Lifestyle, Shoppers Stop, Myntra, Jabong, Pantaloons, Home Saaz etc. Several articles have been written on this blog since 2014, The copy of the Posts were being mailed to the respective retailers.However, the practice still continues as on date. The unfair business practices of these retailers are being derived out of charging taxes on the discounted sale price. The discounted sale price after factoring with the discount rate become revised MRP and hence charging of any tax on the MRP is unfair trade practices. Hon'able State Commission and Hon'able National Commission have already termed charging of tax on such discounted prices as unfair business practice...

An article titled "Illegal charging of VAT on discounted prices by brands/retailers" was published on 2nd July 2014 in this blog, the link of which is http://skvirmani-jagograhak.blogspot.in/2014/07/illegal-charging-of-vat-on-discounted.html Now the Hon'able National Commission has adjudicated that the charging of VAT on the discounted prices is unfair business practices and amounts to overcharging. The brief of the judgement is as: The addition of VAT on discounted price amounts to overcharging and unfair trade practice National Consumer Dispute Redressal Commission, (NCDRC) New Delhi in Revision Petition No.3156 of 2016 of BENETTON INDIA PRIVATE LIMITED (Petitioner) V s. RAVINDER SINGH (Respondent/Complainant) upheld the order of the State Commission and District forum directing the BENETTON INDIA PRIVATE LIMITED to pay compensation of Rs.5000/- to the complainant besides Rs.1000/- against cost of litigation.   The respondent complainant on 11.07.2014 pu...

I have already brought out an article quoting copy of the complaint sent to Reserve Bank of India to intervene in the matter of unfair banking practices by the commercial Banks in India on account of SMS alert charges. The title of the article posted on the blog on 07/10/2015 is: Need for intervention of Reserve Bank of India to put a stop on the unfair business practices of the Commercial Banks on a/c of SMS Alert Fee amounting to estimated Rs. 5,000 crores in a year I have been raising the matter through use of RTI Act also. Two series of RTI applications, CPO responses, First Appeal to First Appellate Authorities of SBI is brought out on my another blog. The link to the two articles is given below: 1 . http://skvirmani-rtijago.blogspot.in/2015/10/is-state-bank-of-india-adapting-unfair.html Is State Bank of India adapting unfair trade practices- RTI reveals more than 300 crores being earned unethically from consumers  2. http://skvirmani-rtijago.blogspot.in/2015/1...

Need for intervention of Reserve Bank of India to put a stop on the unfair business practices of the Commercial Banks on a/c of SMS Alert Fee amounting to estimated Rs. 5,000 crores in a year This is in continuation to my article titled " Unethical business revenue by banks on account of charging SMS Alert Services" was brought out on this blog on 5th April 2014 and 28th August 2014. The link to the article is: http://skvirmani-jagograhak.blogspot.in/2014/08/unethical-business-revenue-by-banks-on.html  Subsequent to the article, Reserve Bank of India has now been requested vide my letter dtd. 03/08/2015 to intervene in the matter and direct all Banks to refund amount to the account holders earned out of unethical business business in violation of RBI regulations. A copy of the letter requesting RBI and other Departments is quoted below: " Date: 03/08/2015 Chief General Manager Reserve Bank of India Consumer Education and Protection Department, Central Office, ...

I have been a subscriber of MTNL Dolphin mobile connection. The choice of having MTNL connection was basically that the PSUs operator cannot adapt to unfair trade practices. However my belief shattered for the first time when it came to the notice that BSNL was charging migration fee for migrating from one plan to another. As per regulation of TRAI (an authority in India to protect the interest of telecom consumers) the migration fee is not allowed to be charged. BSNL was violating the same which made me to believe that when it comes to the talk of unfair trade practices, PSUs are not lagging behind. BSNL was charging the same till December 2011. Surprisingly BSNL withdrawn such unethical charges being charged from consumers only after intervention of TRAI. Failed to understand why intervention of TRAI was required. Had it been charged inadvertently, the same would have been withdrawn immediately when it was brought to their notice. Coming back to the topic of MTNL (Mahanagar T...