Grahakjago (S.K.Virmani)©

National Highway Authority of India (NHAI) has come out with a Fastag to enable motorist to cross the toll plaza barriers without stopping at any of the toll plaza. The toll fee as applicable to the particular toll plaza gets automatically deducted from the prepaid balance in the card. Three Banks have been nominated for such fastag cards namely IDFC Bank, State Bank of India (SBI) and ICICI Bank. The main terms of the financial cost in the Tags have been specified by NHAI for the car as: 1. Cost of the Tag           : Rs. 200/- 2. Security Deposit         : Rs. 200/- 3. Minimum balance       : Rs. 100/- The term Minimum Balance has been specified as "Minimum Balance is the minimum recharge amount to be done at the time of RFID tag activation" The plain reading of these costs indicates that the Tag would be costing you Rs. 500/- which will be having Rs. 100/- as minimum balance and the tag would be an active one...

!!!! Insurance companies are not liable to compensate if the victim is at fault !!! This particular post is for those vehicle drivers who are intentionally or unintentionally driving the vehicles in violation of traffic rules, driving on the wrong side or in the no entry zone or the roads where some category of the vehicles are prohibited to be driven. One of the glaring example is the DF Skyway at Badarpur or National Highway 8 where it is understood that the two wheelers and bikes are not allowed to be driven. Despite such prohibition, many such vehicles are being driven violating the instructions and also they do not care about the signals of the marshals. In a recent court judgement, Delhi High Court ruled that the insurance companies cannot be held liable to compensate a road mischap victim or if he dies, his family , if the accident takes place because of his negligence and someone else also gets injured. If the accident takes place because of the wrongful act, neglect or d...