Grahakjago (S.K.Virmani)©

Firstcry.com is in the selling and marketing of mainly baby products which includes clothing, toys, CDs, birthday party supplies, baby diapering, feeding and nursing, bath and skin care, Moms & Maternity, and Gifts etc.  As per information available on their website, the company has stated that it handles: 2 Lakh+ unique products 5800 Brands 7.5 million registered users The site has listed only the praising feedback from their consumers, the last feedback being of 8th June 2017.  Surprisingly no feedback has been given on their site after 8th June 2017 and also the author could not find any adverse feedback.                However, a recent complaint received from one of the consumer reflects the poor customer services and leads one to believe about their practice of adapting to misleading business through false advertisements in a misleading manner. The consumer has been taking up his grievance with the company as ...

National Highway Authority of India (NHAI) has come out with a Fastag to enable motorist to cross the toll plaza barriers without stopping at any of the toll plaza. The toll fee as applicable to the particular toll plaza gets automatically deducted from the prepaid balance in the card. Three Banks have been nominated for such fastag cards namely IDFC Bank, State Bank of India (SBI) and ICICI Bank. The main terms of the financial cost in the Tags have been specified by NHAI for the car as: 1. Cost of the Tag           : Rs. 200/- 2. Security Deposit         : Rs. 200/- 3. Minimum balance       : Rs. 100/- The term Minimum Balance has been specified as "Minimum Balance is the minimum recharge amount to be done at the time of RFID tag activation" The plain reading of these costs indicates that the Tag would be costing you Rs. 500/- which will be having Rs. 100/- as minimum balance and the tag would be an active one...

I have already brought out an article quoting copy of the complaint sent to Reserve Bank of India to intervene in the matter of unfair banking practices by the commercial Banks in India on account of SMS alert charges. The title of the article posted on the blog on 07/10/2015 is: Need for intervention of Reserve Bank of India to put a stop on the unfair business practices of the Commercial Banks on a/c of SMS Alert Fee amounting to estimated Rs. 5,000 crores in a year I have been raising the matter through use of RTI Act also. Two series of RTI applications, CPO responses, First Appeal to First Appellate Authorities of SBI is brought out on my another blog. The link to the two articles is given below: 1 . http://skvirmani-rtijago.blogspot.in/2015/10/is-state-bank-of-india-adapting-unfair.html Is State Bank of India adapting unfair trade practices- RTI reveals more than 300 crores being earned unethically from consumers  2. http://skvirmani-rtijago.blogspot.in/2015/1...

Need for intervention of Reserve Bank of India to put a stop on the unfair business practices of the Commercial Banks on a/c of SMS Alert Fee amounting to estimated Rs. 5,000 crores in a year This is in continuation to my article titled " Unethical business revenue by banks on account of charging SMS Alert Services" was brought out on this blog on 5th April 2014 and 28th August 2014. The link to the article is: http://skvirmani-jagograhak.blogspot.in/2014/08/unethical-business-revenue-by-banks-on.html  Subsequent to the article, Reserve Bank of India has now been requested vide my letter dtd. 03/08/2015 to intervene in the matter and direct all Banks to refund amount to the account holders earned out of unethical business business in violation of RBI regulations. A copy of the letter requesting RBI and other Departments is quoted below: " Date: 03/08/2015 Chief General Manager Reserve Bank of India Consumer Education and Protection Department, Central Office, ...