Grahakjago (S.K.Virmani)©

whether the charges for SMS alert fee being deducted by Punjab National Bank are ethical?             This blog had earlier published following articles on SMS alert fee being charged by banks specially State Bank of India (SBI) to draw the attention of the Bank, Regulator namely Reserve Bank of India  (RBI) and Ministry of Finance. The links to the articles are given below for an easy access.  1. Do the charges for SMS services being charged by State Bank of India  are ethical ?      http://skvirmani-jagograhak.blogspot.com/2014/04/do-charges-for-sms-services-being.html 2. Unethical business revenue by banks on account of charging SMS Alert Services      http://skvirmani-jagograhak.blogspot.com/2014/08/unethical-business-revenue-by-banks-on.html 3. Need for intervention of Reserve Bank of India to put a stop on the unfair business practices of the Commercial Banks on a/c of SMS Alert Fee amounting to estimated Rs. 5,000 crores in a year      http://skvirma

DTH services:- Recently framed TRAI Regulations - Are these regulations really new or framed to enhance the financial burden on the common citizens or something behind the curtain?   Telecom Regulatory Authority of India recently have brought out regulations on DTH with a sole objective to reduce (being so called) the monthly expenditure bill of the common citizens and accordingly termed it as the key USP. Is it really the sole objective or there is something beyond the curtain which may not be visible? The rules have been framed by TRAI to be effective from 1 st February 2019 and the existing subscribers were asked to opt for the same by 31 st January 2019. However, the deadline now has been extended to 31 st March 2019. My views to new regulations of TRAI effective from 1st February 2019 is:  1.      First of all the deadline for opting to the new regime of DTH is not understood as to what is the objective of such a deadline. The deadline was exten

Whether the move of telecom service providers for not supplying hard copy bills to consumers for telecom connection is really for saving paper?  The telecom industry in India is initiating a move to deregulate supply of post paid bills in hard copy to telecom subscribers and it is surprising that TRAI also seems to be considering the same even though supply of hard copy bill is laid down in Indian Telegraph Act, 1885. TRAI has already issued consultation paper for the same. The main reason behind such a move has been indicated to save cutting of trees for paper usage being used in delivery of printed bills by telecom companies to the consumers.  While it is a welcome initiative of Telecom Regulatory Authority of India (TRAI) to place an environmental friendly system to save cutting of trees for paper usage being used in delivery of printed bills by telecom companies to the consumers, therefore, we should encourage dispensing with use of paper for hard copy generation of paper